A New Year’s Resolution is a promise to yourself to do better, to erase bad habits and form good ones. Yet it can be hard to make those changes stick. Why is the decision to change for the better so hard? Habits and mindsets do not form instantaneously. Neither do most of our problems….
It is your personal resources: your health, finances, personality, passion, purpose, energy, values, time, strengths, weaknesses, education, knowledge, skills, talents, experience, possessions, and your expenditures of the same. In short, it is all the elements that make up You, set into your current environment. Like all economies, sometimes it seems to be running like…
In December, many people are feeling generous, wanting to impress, or thinking that they’d really like to surprise that special someone(s). All it takes is a blink of an eye, a swipe of a card, and our finances are over-extended. Been there, done that. It was not fun! Do you have children? If so, you…